Finiverse
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Live on App Store · Seed Stage · iOS

1 in 5 people.
Zero apps built for them.

Finiverse is the first personal finance app designed for neurodivergent minds, the users every other app loses to overwhelm, anxiety, and a UI that wasn't made for them.

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The Opportunity
1 in 7
People are neurodivergent
ADHD, autism, dyslexia, dyscalculia & more
Large
Underserved personal finance market
Growing demand for inclusive financial tools
No one
Has built specifically for this audience
An open category, early to define it
Free → Subscription
Freemium model, billed via Apple
SaaS subscription via App Store
The Problem

Finance apps were built for
one type of brain.

Neurotypical brains. Everyone else gets overwhelmed, avoids the app, and gives up. Not because they're bad with money, because the app wasn't designed for them.

🧠

ADHD

Impulsive spending, time blindness, and dopamine-driven purchases make every standard budget app feel like a trap.

💚

Financial Anxiety

Checking a bank account triggers dread. Dashboards with red numbers cause panic. Most users avoid apps that make them feel worse.

🔢

Dyscalculia

Numbers don't stick. Percentages cause panic. Spreadsheet-style interfaces are actively harmful for people who process numbers differently.

The Solution

Finiverse is
built different. By design.

Every other finance app ✦ Finiverse
Generic categories, built for spreadsheet thinkers Emotion-tagged transactions, mood tracks with money
Overwhelming dashboards with alerts that trigger anxiety Calm, minimal UI designed to reduce financial stress
Willpower-based budgeting that punishes impulsive spending Wishlist with wait periods, breaks the dopamine-buy loop
Generic AI chatbot with no personal context Sam AI, knows your full financial + emotional history (Claude-powered)
Motivation through guilt and comparison XP, levels, missions, gamification that rewards consistency
Why we win

Three moats competitors
can't easily copy.

Being first matters. But being first with a data advantage and a category lock-in matters more.

01

A wedge into a
much bigger market

No major player owns “personal finance for neurodivergent users,” the segment every generic app underserves. Finiverse wins that beachhead first, then expands the same product to the much larger general personal finance market, where emotion-aware tracking is a differentiator for everyone, not just our first users.

02

Emotional data
no other app collects

Every Finiverse user builds a personal record linking mood, energy, and stress to their spending. As this data grows, it becomes a unique foundation for smarter, more personalized insights.

03

Sam AI with
deep personal context

Sam is powered by Claude (Anthropic) and knows every record, emotion, goal, and pattern for each user. Personalization at this depth is a switching cost, not a chatbot.

Business Model

Simple. Proven.
Apple does the billing.

1

Free Download

All core features included. Records, Goals, Cards, Emotional check-ins, Gamification.

$0
2

Sam AI Subscription

Unlock Sam AI, unlimited messages, voice replies, pattern detection, and financial simulations.

Monthly / Annual
3

Billed via Apple IAP

In-app purchase on the App Store. Proven infrastructure, frictionless for users, automatic renewals.

70% to Finiverse
Roadmap

Where we are.
Where we're going.

Now · Live

iOS App

Financial tracking (expenses, income, loans, goals)
Sam AI, Claude-powered, personal context
Emotion × Finance daily check-in
Cards & multi-currency
EN + ES, App Store subscription
Next 6 months

Growth Phase

Android launch
Bank connection (read-only import)
Community & social features
FR, PT language support
12+ months

Scale Phase

Open the brand to the general personal finance market
B2B: Mental health orgs & employers
Financial advisor integrations
Family & caregiver plans
Web app & desktop
Live · Seed Stage · B2B SaaS

The second business,
built in parallel: Finiverse ERP.

Same founder, same operating discipline, a completely different customer: startups and small companies that need to run finance, HR, and compliance without stitching together five tools. Finiverse ERP is already live and generating its own pipeline.

The Opportunity · ERP
Every startup
Needs finance, HR & compliance from day one
Not just once they're bigger
Fragmented
Market of point solutions founders stitch together
Accounting, payroll, cap table, compliance, each its own tool
No one
Owns the all-in-one, multi-country category for early-stage startups
An open category, early to define it
Trial → Subscription
SaaS model, billed directly
Sold straight to companies, no marketplace in between
The Problem · ERP

Founders end up running
finance instead of the company.

Not because they want to. Because the tools built for larger companies don't fit a five-person startup, so the work falls back on the founder.

🧩

No Finance Team

Founders end up doing bookkeeping, payroll, and compliance themselves, work that pulls them away from actually building the company.

🧵

A Stitched-Together Stack

Accounting here, payroll there, cap table in a spreadsheet, compliance in email threads. Nothing talks to anything else.

🌍

Compliance Multiplies per Country

Every new country adds its own tax rules, labor law, and reporting requirements, manual work that doesn't scale.

The Solution · ERP

Finiverse ERP replaces
five tools with one.

Every tool a startup stitches together ✦ Finiverse ERP
5+ disconnected tools for accounting, payroll, cap table, purchasing and compliance One system covering finance, HR and compliance
Single-country tools retrofitted for international growth Multi-country from day one
Manual handoffs between spreadsheets and disconnected SaaS tools Connected data across every module, one source of truth
Built and priced for companies that already have a finance team Built for founders who don't have one yet
Generic dashboards, not built for early-stage operations Purpose-built for the way startups actually operate
Why we win · ERP

Three reasons this
is hard to copy.

Two products, one operating discipline. What we learn building one sharpens the other.

01

One system,
not five

Finance, HR & compliance in one ERP, built for founders who don't have a finance team yet.

02

Multi-country
from day one

Built for startups operating across borders, Mexico, the UK, and beyond, instead of retrofitting a single-country tool later.

03

A second,
independent revenue line

Subscription SaaS sold directly to companies, diversifying beyond consumer app-store revenue and its dependence on Apple.

Business Model · ERP

Simple. Direct.
Sold straight to companies.

1

Free Trial

Full access to try core modules: finance, accounting, HR, and purchasing.

$0
2

Company Subscription

Unlock the full ERP: forecasting, cap table, multi-country compliance, and the AI assistant.

Monthly / Annual
3

Billed Directly

Sold straight to the company, no app-store cut, no marketplace dependency.

No App Store cut
Roadmap · ERP

Where it is.
Where it's going.

Now · Live

Finiverse ERP

Finance: income, expenses, invoicing, forecasting
Accounting: P&L, bank reconciliation, monthly close
HR: employees, payroll, vacations, benefits
Purchases & Legal: contracts, approvals, vendors
Company: cap table, CRM, AI assistant
Next 6 months

Growth Phase

More countries added to payroll & compliance
Deeper bank integrations
Team roles & permissions
Self-serve onboarding for new companies
12+ months

Scale Phase

Open API & integrations marketplace
Accountant & advisor firm partnerships
Expand from startups to small & mid-size businesses
See Finiverse ERP →
Monica Becerra
Founder

Built by someone who
lives this every day.

Monica Becerra
Co-founder, Finiverse · Mexico
M.A. International Business Development, Université de Neuchâtel (Switzerland)
“I used to think I was just bad with money. Therapy helped me understand my emotions were driving every financial decision I made, and that my brain works differently, not worse. I built Finiverse because everyone deserves a tool that actually works for them.”
Lives with ADHD & anxiety, builds Finiverse from lived experience, not just research.
Seed Stage · Open to Conversations

Let's build this
together.

We're looking for investors who believe great products deserve to work for every mind, not just some of them.

Meet the Founder
hello@finiverseapp.com